Profile of the Owner

After graduating in Political Science from Franklin University in Switzerland in 1993, I started my career in the same year in Al-Jazeera Bank in Jeddah as Credit Analyst for 3 years.  I then moved to corporate relationship management in Riyad Bank in October 1997.  

In January 2010 I was promoted to VP - Corporate Banking Regional Manager in the Western Region, and in October 2014 I was promoted to Senior VP.  At the end of February 2022 I left Riyad Bank after almost 25 years to start my own consulting firm.  

In my last year in Riyad Bank, the size of the portfolio under my management reached SR 27 billion ( US $ 7.2 billion), and I headed 3 teams of Corporate Relationship Managers based in Jeddah.  

The portfolio of clients under my management consisted of companies operating in a variety of industries, such as FMCG, refining, petrochemicals, construction, manufacturing, automotive, financial companies regulated by the Central Bank, real estate development, hotels, independent power producers (IPPs), cement manufacturing, special economic zones and cities, public transportation, to mention a few.  I also participated in financing large consortiums engaged in construction and operation of metro and light rail networks, desalination plants, and solar power parks.

During my career in Riyad Bank, I was also a member of several credit committees approving credit facilities, line increases, and annual reviews for corporate clients across all regions in Saudi Arabia, as well as corporate clients of Riyad Bank London Branch and Riyad Bank Huston Agency.

In 2008 I helped establish Ajil for Financial Services as a partnership between Riyad Bank and a number of business groups.  Ajil is a closed joint stock company specialized in leasing of heavy equipment, machinery, and buses.  It has also recently started SMEs financing.  I represented Riyad Bank in Ajil for 14 years in its Board and later its General Assembly of which I was its Chairman for several years.

In 2019 I was appointed as a key member in the "Corporate Leap Team", an internal committee that had the task of assessing  the merger of Riyad Bank with the National Commercial Bank (the merger did not happen for the reasons that were announced in Tadawul at the time, and NCB eventually merged with another bank, forming what today is Saudi National Bank).

I also worked with several government entities on joint programs to finance tourism projects and real estate developments in Saudi Arabia.  In my last year in Riyad Bank I cooperated closely with the Tourism Development Fund (TDF) in particular, and jointly financed several landmark projects in Saudi Arabia.

In March 2022 Is started Tarik Al-Mullah Management Consulting (TMMC) based in Jeddah of which I am the Owner & President.

Profile of the Owner

After graduating in Political Science from Franklin University in Switzerland in 1993, I started my career in the same year in Al-Jazeera Bank in Jeddah as Credit Analyst for 3 years.  I then moved to corporate relationship management in Riyad Bank in October 1997.  

 

In January 2010 I was promoted to VP - Corporate Banking Regional Manager in the Western Region, and in October 2014 I was promoted to Senior VP.  At the end of February 2022 I left Riyad Bank after almost 25 years to start my own consulting firm.  

 

In my last year in Riyad Bank, the size of the portfolio under my management reached SR 27 billion ( US $ 7.2 billion), and I headed 3 teams of Corporate Relationship Managers based in Jeddah.  

 

The portfolio of clients under my management consisted of companies operating in a variety of industries, such as FMCG, refining, petrochemicals, construction, manufacturing, automotive, financial companies regulated by the Central Bank, real estate development, hotels, independent power producers (IPPs), cement manufacturing, special economic zones and cities, public transportation, to mention a few.  I also participated in financing large consortiums engaged in the construction and operation of metro and light rail networks, desalination plants, and solar power parks.

 

During my career in Riyad Bank, I was also a member of several credit committees approving credit facilities, line increases, and annual reviews for corporate clients across all regions in Saudi Arabia, as well as corporate clients of Riyad Bank London Branch and Riyad Bank Huston Agency.

 

In 2008 I helped establish Ajil for Financial Services as a partnership between Riyad Bank and a number of business groups.  Ajil is a closed joint stock company specializing in the leasing of heavy equipment, machinery, and buses.  It has also recently started SMEs financing.  I represented Riyad Bank in Ajil for 14 years on its Board and later its General Assembly of which I was its Chairman for several years.

 

In 2019 I was appointed as a key member in the "Corporate Leap Team", an internal committee that had the task of assessing  the merger of Riyad Bank with the National Commercial Bank (the merger did not happen for the reasons that were announced in Tadawul at the time, and NCB eventually merged with another bank, forming what today is Saudi National Bank).

 

I also worked with several government entities on joint programs to finance tourism projects and real estate developments in Saudi Arabia.  In my last year in Riyad Bank I cooperated closely with the Tourism Development Fund (TDF) in particular, and jointly financed several landmark projects in Saudi Arabia.

 

In March 2022 Is started Tarik Al-Mullah Management Consulting (TMMC) based in Jeddah of which I am the Owner & President.